There is no way anyone can predict an injury, medical-related illness or an unexpected death, but you
can take steps along the way to make sure your family is protected if the unforeseen were to happen.
MEMBER’S CHOICE® Credit Disability and Credit Life Insurance helps pay your loan so you and your
loved ones don’t have to.
How Does it Work?
The premium is included in your monthly payment. If you have a balance on your loan and are totally
disabled due to injury or illness, or in the event of an unexpected death, MEMBER’S CHOICE® Credit Life
and Credit Disability Insurance can help. By taking a few steps while signing your loan paperwork, you’re
helping take responsibility for your family’s financial future. Your loan officer can show you how. You
won’t receive extra bills or statements because everything is included in your monthly payment.
You can cancel within the first 30 days for a full refund or at any time after that if you change your mind. If
at any point you have questions, of if your family needs to file a claim, simply contact your credit union.
Once you complete the loan documents, coverage begins for eligible borrowers.
Why is it Valuable?
MEMBER’S CHOICE® Credit Disability and Credit Life Insurance works in two different ways. You and
your family won’t have to make loan payments if you’re totally disabled due to an injury or medical-related
illness. It will help pay your loan until you’re fully recovered. In the event of an unexpected death, it will
pay off the loan. Savings, salary or payoffs from other life insurance may be protected, giving your family
financial freedom when they need it most.
Visit North Star Community Credit Union or call (712) 225-5731 to learn more or to enroll today.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance
holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Credit Life and
Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect
your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility
requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to
the Group Policy for a full explanation of the terms.