LOANS
APR (Annual Percentage Rate) is current as of December 17, 2024, and is subject to change. Additional terms and products are available. Contact us for a personalized quote.
| Secured Loans | Max Amount Financed | 1-60 MOS.** As low as |
72 MOS.*** As low as |
84 MOS.*** As low as |
120 MOS.*** As low as |
180 MOS.*** As low as |
|---|---|---|---|---|---|---|
| Auto / Motorcycle | 120% | 5.99%* | 6.49%* | 7.49%* | N/A | N/A |
| ATV / Snowmobile / Jet Ski | 120% | 8.24%* | N/A | N/A | N/A | N/A |
| Boat & RV (Motor home & Travel Trailer) |
120% | 8.74%* | 9.74%* | N/A | 11.74%* | 12.74%* |
Examples:
48 monthly payments of $352.20 for $15,000 borrowed at 5.99% APR
60 monthly payments of $386.56 for $20,000 borrowed at 5.99% APR
72 monthly payments of $420.12 for $25,000 borrowed at 6.49% APR
84 monthly payments of $613.31 for $40,000 borrowed at 7.49% APR
*APR = Annual Percentage Rate, includes a 0.25% discount with automatic payment from your North Star Community Credit Union account.
All loans subject to approval, your rate may be higher based on credit performance. Rates are subject to change without notice.
(Rates apply to new/used vehicle purchases or new/used vehicle refinances from other institutions.)
** Auto loans with a term > 60 months (Max Term 84 months) require a minimum loan amount of $40,000.
** Motorcycle and other secured have a maximum term of 60 months. Exception of up to 72 months for motorcycle loans at or above $25,000.
*** Boats and RVs 72-84 month financing require a minimum $25,000 (72 months) / $30,000 (84 months).
**** RVs only 120-180 month (term > 120 months for RV only) financing require a minimum $40,000 (120 months) / $45,000 (180 months).
